Community

What Happens If You Don’t or Can't Pay Taxes?

What happens if you don't or can’t pay your taxes on time? Learn about potential penalties and how to avoid them in this easy guide.

Annual Percentage Rate (APR): What It Is And How it Works

Annual Percentage Rate (APR) is the yearly cost of borrowing, including interest and fees. Learn how APR works and why it matters for loans and credit cards.

Earned Income Tax Credit: Who Qualifies & How It Works

The Earned Income Tax Credit (EITC) is a tax credit for low-income earners. Learn who qualifies and how it can benefit eligible taxpayers in a given tax year.

Best Personal Loans for Bad Credit

Find financial flexibility with personal loans for bad credit. Compare top lenders and get expert tips to secure the best terms for the cash you need.

Explore 4 Best Emergency Loans

Compare top emergency loans for quick funding when you need it most. Get fast approvals, flexible terms, and secure financing options.

Best Short-Term Loans

Discover the top short-term loans and compare lenders, amounts, and terms. Find the best option for your needs and get expert tips for a smooth application process.

What is Personal Finance? Importance and Tips

What is personal finance? Discover how to create a financial plan and the key components of financial planning in this simple, easy guide.

Migrating to AWS Elastic Container Registry: Enhancing Performance and Scalability

Financial Literacy: Importance & Definition

Financial literacy means understanding money management basics—learn how budgeting, saving, and investing skills can build a secure financial future.

5 Bank Fees And How to Avoid Them

Earnin understands how it sucks to lose money to unnecessary bank fees. This article gives tips on how you can avoid them.

How to Build Credit for the First Time: 7 Strategies

Building credit from scratch? Check out our guide on how to build credit for the first time and get some practical tips for credit newbies.

What Is Peer-To-Peer (P2P) Lending & How It Works?

What’s peer-to-peer lending, and how does it work? Discover key details and popular peer-to-peer lending platforms in this helpful guide.

8 Financial New Year's Resolutions

Start the new year right with 8 essential financial resolutions, from budgeting to debt management, and take control of your financial future today!

Summertime Spending Trends for EarnIn Customers

To better understand how the spending behaviors of EarnIn customers change in summertime, we conducted the following research

How we Built a Generic Kafka Materializer Using Delta Live Tables

Ask Michele Anything: 5 Lessons of Unburdened

EarnIn is partnering with Michele Paiva, a licensed therapist focused on financial mental health, to shed light on all things finances and feelings.

Ask Michele Anything: For the Love of Money

EarnIn is partnering with Michele Paiva, a licensed therapist focused on financial mental health, to answer your questions on all things finances and feelings.

Ask Michele Anything: Building Momentum From a Standstill

EarnIn is partnering with Michele Paiva, a licensed therapist focused on financial mental health, to answer your questions on all things finances and feelings.

2023 Holiday Customer Spending Report

A recent survey conducted by EarnIn reveals holiday spending trends of their customer base in comparison to national holiday spending averages.

Track Your Credit Score for Free with EarnIn

EarnIn is proud to announce the launching of Credit Monitoring, a free way to track your credit score right in the EarnIn app.

All in on a whole new look

Drumroll please…. A whole new EarnIn is here! (Ok, it’s still us. We’re just looking a little brighter these days.)

People of EarnIn: Elvy Dieguez

Real stories from the EarnIn community.

EarnIn Announces They Have Provided Access to $10 Billion in Earnings for Members

Earned Wage Access provider has processed over 125 million transactions, unlocking financial freedom for more than 2.5 million active users.

People of EarnIn: Andria Young

Real stories from the EarnIn community.

People of EarnIn: Corie'l Mack

Real stories from the EarnIn community.

People of EarnIn: Tequila Harris

Real stories from the EarnIn community.

People of EarnIn: Jason Campbell

Real stories from the EarnIn community.

People of EarnIn: Angela Torres

Real stories from the EarnIn community.

People of EarnIn: Danielle Majeika

Real stories from the EarnIn community.

People of EarnIn: Alya Carillo

Real stories from the EarnIn community.

People of EarnIn: Donald Williams

Real stories from the EarnIn community.

People of EarnIn: Jerry Montanez

Real stories from the EarnIn community.

People of EarnIn: Dion Whatley

Real stories from the EarnIn community.

People of EarnIn: Yocelyn Gonzalez

Real stories from the EarnIn community.

People of EarnIn: Guillermo Cruz

Real stories from the EarnIn community.

People of EarnIn: Sara Marshall

Real stories from the EarnIn community.

People of EarnIn: Gabriela Cazier

Real stories from the EarnIn community.

People of EarnIn: Cynthia Douglas-Booker

Real stories from the EarnIn community.

People of EarnIn: Chris Knight

Real stories from the EarnIn community.

People of EarnIn: Francesca Crespo

Real stories from the EarnIn community.

People of EarnIn: Kim Crook

Real stories from the EarnIn community.

People of EarnIn: Duneeta Gagraj

Real stories from the EarnIn community.

People of EarnIn: Joy Burrows

Real stories from the EarnIn community.

People of EarnIn: Samantha Nang

Real stories from the EarnIn community.

People of EarnIn: Jasmine Taylor

Real stories from the EarnIn community.

People of EarnIn: Tyler Copes

Real stories from the EarnIn community.

People of EarnIn: Brooke Beauregard

Real stories from the EarnIn community.

People of EarnIn: Rashad Davis

Real stories from the EarnIn community.

People of EarnIn: Mailani Hernandez

Real stories from the EarnIn community.

People of EarnIn: Mariah Dwyer-Britton

Real stories from the EarnIn community.

People of EarnIn: Dalia Raya

Real stories from the EarnIn community.

People of EarnIn: Candace Middleton

Real stories from the EarnIn community.

Fireside Chat: Steve McFarland

In the second installment of our Fireside Chat series, we sat down with President and CEO of the Better Business Bureau of Los Angeles and Silicon Valley, Steve McFarland, to discuss EarnIn and the vision of an ethical marketplace.

People of EarnIn: Esmeralda Feliciano

Real stories from the Earnn community.

People of EarnIn: Alison Slater

Real stories from the EarnIn community.

Earnin’s Season of Savings Sweepstakes

Earnin is getting in the holiday spirit and giving the community a gift for saving!

People of EarnIn: Derek Peters

Real stories from the EarnIn community.

People of EarnIn: Courtney Waters

Real stories from the EarnIn community.

People of EarnIn: Swati Polce

Real stories from the EarnIn community.

People of EarnIn: Joseph Monnich

Real stories from the EarnIn community.

People of EarnIn: Michelle Melville

Real stories from the EarnIn community.

People of EarnIn: Ginger Healey

Real stories from the EarnIn community.

People of Earnin: Eloisa Ayala

The Earnin Blog | Read Eloisa Ayala's inspiring story and find out how Earnin has been helpful to her and her family.

People of Earnin: Connie Jordan

The Earnin Blog | Read Connie Jordan's inspiring story and find out how Earnin has helped her get through a difficult time.

People of Earnin: Sandra Clark

The Earnin Blog | Read Sandra Clark's inspiring story and find out how Earnin has helped her get through a difficult time.

Earnin's Employee Resource Groups: Parenting

Earnin is dedicated to cultivating diversity and inclusion in our workplace.

Earnin Partners With When We All Vote

Earnin partners with When We All Vote to encourage and mobilize our community members to vote for the financial future that they want to see.

The Earnin Hackathon: An Opportunity for Creativity

Earnin hosted its first Hackathon, an opportunity for employees to explore out-of-the-box ideas, and spend company-sponsored time to build out those ideas.

Earnin Helps Drive 2020 Census Engagement

Every ten years, the United States conducts a census to determine the amount of federal funding your community receives.

Earnin Joins Forces with Cupertino on Rent Assistance

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

A Message From EarnIn Regarding Unemployment

Discussing the future of our unemployment feature.

How To Support Your Community

This past week a shift in our national consciousness occurred when uprisings arose in cities across the US calling for an end to systemic injustice and racial disparity. We have created a list of resources you can use to help support the fight for equality and justice.

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Health Aid Update

Earnin’s Health Aid is designed to make a positive impact on people’s financial wellness by helping negotiate medical bills down to a more affordable cost.

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

The EarnIn Community Talks to ABC News

ABC story starts with a look at the community behind EarnIn.

The Great Spending Shift

Wonder what people are spending on during lockdown?

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Quarantertainment

Cost effective, fun entertainment to make lockdown a little more bearable.

Community Tool For COVID-19

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Helpin’s Success Shows the Power of Conversation

Last week EarnIn started a Facebook group called Helpin. Our intention is to foster a catalog of resources that can help people with financial issues, job loss, access to nutrition, childcare, or anything they may be struggling with because of the coronavirus.

Helpin Resource Roundup

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here’s a collection of submissions from 3/23 to 3/27.

Embracing Community in the Face of the Coronavirus

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

Worried About Coronavirus? Here Are Resources to Help You Stay Safe

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

Earnin Update on Coronavirus

Earnin is taking steps to help our community members protect themselves. We share them with you and inspire you pay it forward and help your own community.

History of the Fight for Women’s Pay Equality

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

Your Vote is Your Voice

This presidential primary race is the perfect time to use your voice as a voter.

The Link Between Financial Health and Mental Health

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

Earnin Community Members Report Fewer Overdrafts

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

Hidden Talents of the Earnin Team: Carole Yang

We interviewed Carole Yang, who runs her own calligraphy and stationery business in addition to working as a front desk coordinator for Earnin.

Hidden Talents of the Earnin Team: James Ralston

We spoke with Earnin senior software engineer James Ralston about his journey into pinball and finding a welcoming community in the process.

Financial Companies Must Adapt as the Economy Shifts

Financial companies should rethink how they can empower Americans to deal with a changing U.S. economy.

Hidden Talents of the Earnin Team: Namrata Dev

We all know that people who work at Earnin are good at their jobs, but they’re more than just Earnin employees. We talked to three members of the Earnin crew about their pursuits outside of the office and the hidden talents they’ve cultivated as a result.

Volunteers Celebrate MLK Day by Teaching Financial Literacy

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

Martin Luther King's Fight for Financial Equality

Martin Luther King’s vision for the country included greater financial equality for all Americans.