Finance Tips

Before Payday, Use Claude Skills to Categorize Expenses and Find Hidden Charges

How Much Should I Spend on a House?

Wondering how much to spend on a house? Learn the 28% rule, calculate true homeownership costs, and discover tools that may help with your homebuying journey.

Struggling to Pay Bills in 2026? Everyday Ideas That May Help

Explore practical strategies that may help reduce financial stress, from organizing due dates to accessing earned wages with Cash Out.

Low-Interest Car Loans: Comparing Deals and Uncovering Hidden Costs

Discover practical budget travel hacks and strategies to find cheap flight deals. Learn when to book, which tools to use, and how to save on airfare year-round.

How to Save Money on Food: 5 Simple Hacks That Actually Work

Discover smart ways to cut grocery spending without losing nutrition, using practical shopping habits, meal planning, and timing strategies.

How to Save Money on Everyday Expenses

Learn how to save money on everyday expenses with practical hacks for making groceries, utilities, and transportation more affordable.

How Much Should I Spend on Vacation?

How much money to spend on vacation depends on how you like to travel. Planning ahead with Tip Yourself from EarnIn can make budgeting for vacation easier.

How Much Should I Spend on a Record Player?

Discover the cost of turntables, features available at various price points, and tips for making a smart purchase to get the best value for your record player.

How Much Rent Can You Afford? Real Apartment Stories Tell All

How much rent can you afford? For a clearer estimate, EarnIn's rent affordability calculator breaks down apartment types by budget and aligns the data to your situation.

Quick money loans got you worried? Here’s how EarnIn is different

Looking for fast-cash solutions but worried about scams, high-interest debt, and hidden fees? There are safer, more reliable options that can meet your needs.

How Much Should I Spend on a Water Heater? A Savvy Purchase Plan

Replacing a water heater can take an unexpected hit on your budget. Learn typical cost repairs vs. replace decisions, and budgeting tips for this essential expense.

9 Mortgage Tips for First-Time Home Buyers

Buying your first home? Explore nine mortgage tips for first-time buyers — from checking credit to comparing lenders — plus tools to help with budgeting.

How Much Should I Spend on Christmas? A Realistic — But Festive — Budget

How much should I spend on Christmas? Get realistic budget breakdowns, helpful saving tips, and smart cash-flow strategies to enjoy the holidays — without the January stress.

How to Make Money Without Working: 10 Practical Ideas

Looking for easy ways to boost your income without side hustles?  From cash back to loyalty rewards, here are 10 practical ideas on how to make money without working.

9 Ways to Make Money From Your Phone Today

Learn 9 legit ways to make money from your phone — from gig apps to selling items to doing surveys — plus other safe and flexible options to boost your income.

Do You Need to File Taxes on Minimum Wage? Here’s What to Know

Confused about filing taxes on minimum wage? Learn the IRS income thresholds when filing is required, and why it may still benefit you as a wage earner.

How to Turn $50 Into $500 (Simple, Realistic Ways)

Learn how small investments, like $50, combined with money-making methods, can yield big returns through beginner-friendly investing and profitable side hustles.

Ways to Help Pay Off Credit Card Debt Fast: 7 Strategies

Tackle credit card debt with seven proven strategies. From snowball and avalanche methods to biweekly payments to smart tools — find your path to financial relief.

Money Lending Apps: Your Guide to Smart Borrowing

Compare money lending apps to find the right fit. Learn about personal loans, BNPL, P2P lending, and safer alternatives like EarnIn's Cash Out.

Low Interest Cash Advance: Mandatory Fees and Safer Alternatives

Low interest cash advance offers may seem appealing, but fees and repayment windows can make them costly. This guide outlines costs and safer alternatives.

How to Quickly Borrow $200 Without Paying Interest or Mandatory Fees

Looking to borrow $200 dollars? Find out about fast and low-cost loan options that don't charge you any interest or mandatory fees.

How to Have a Delicious Thanksgiving Table on a Thrifty Budget

Hosting Thanksgiving on a budget? Save on food, decor, and more with thrifty ideas and smart tools, like EarnIn’s Cash Out1, to ease holiday stress.

What’s the Right Rent for Your Income? Try EarnIn’s Rent Calculator

From rules of thumb to real-world paychecks, find the right rent for your income with EarnIn’s Rent Affordability Calculator and plan smarter for your budget.

Can Students Use Cash Advance Apps? Here’s What to Know

Discover if you can qualify for a cash advance as a student, whether you could be eligible for apps like EarnIn, and learn about other options for getting cash fast.

Choose Idaho Payday Loans — or Try an Alternative With EarnIn

Need cash fast in Idaho? Learn how payday loans work, what they cost, what the laws say — plus safer alternatives like EarnIn.

6 Reasons to Avoid eLoanWarehouse Payday Loans

ELoanWarehouse payday loans come with steep costs and serious risks. Learn why they’re harder to repay than they seem and explore alternatives that won’t trap you in debt.

6 Payday Loans for Poor Credit — And Safer Options to Consider

Payday loans are often available for low credit borrowers and can offer fast cash — but they may come with risky terms. A safer bet could be accessing money you’ve already earned.

The No-Spend Month Challenge: How to Master It Like a Pro

Master the No-Spend Month Challenge with spending freeze tips, smart saving ideas, and proven ways to cut costs, boost savings, and build frugal habits.

Understanding Your Debt Validation Letter

Got a debt validation letter? Learn what it means, what your rights are, and the steps you can take to dispute, verify, or respond confidently.

How to Pay for College: 10 Ways to Cover Costs

Learn 10 smart ways to pay for college. From financial aid and scholarships to work options and budgeting tips, discover how to manage costs and control debt.

What Are Pay Periods? Examples, Types & How They Work

Learn what a pay period is, how different pay schedules work, and how they affect budgeting, payroll, and employee financial well-being.

How To Save Money On a Low Income: 10 Fast, Simple Ways

Learn how to save money on a low income with practical strategies to make every dollar count, build savings, and reduce expenses.

Negative Balance on Your Credit Card? Here’s What To Do

Seeing a negative balance on your credit card? Here’s what it means and what you can do to make sure you get what you’re owed.

Living Paycheck to Paycheck Statistics

Discover how many Americans live paycheck to paycheck, the factors contributing to this financial struggle, and tips for breaking the cycle and gaining stability.

6 Ways to Deal With Financial Stress

To deal with financial stress, it’s important to identify the source of your problems, talk to a professional, and practice healthy coping mechanisms.

7 Tax Tips to Save Money

Ways to stretch your paycheck after taxes include sharing costs with others, adjusting your withholdings, and claiming unique deductions.

How Much of Your Paycheck Should You Save? A Guide

Wondering how much of your paycheck you should save? Discover the ideal savings percentage and tips to build a strong financial future.

Is a Cash Out Auto Refinance Right for Me?

A cash out auto refinance works similarly to refinancing a home if you need extra money, but it comes with risks.

How Much Should My Emergency Fund Amount Be?

When determining an emergency fund amount to save up for, save at least three to six months living expenses and consider how at-risk you are.

What You Need to Know About the Paycheck Protection Program

The Paycheck Protection Program is an SBA-backed loan program that helps small businesses pay their employees during the COVID-19 pandemic.

8 Expenses to Factor Into Your Home Budget

You already know to include rent, utilities, and debt repayment into your home budget, but remember to factor in savings, fees, pet care, and more.

Cash-Out Refinance: What It Is And How It Works

A cash-out refinance replaces your mortgage with a larger loan, giving you cash from the difference. Learn how it works and explore your options.